Do you know the difference?
• Original Medicare includes Medicare
Part A (Hospital Insurance) and Part B
• If you want drug coverage, you can join a
separate Part D plan.
• To help pay your out-of-pocket costs in
Original Medicare (like your deductible
and 20% coinsurance), you can also shop
for and buy supplemental coverage.
You Can Add:
You can also add:
(medigap plans like F, G, N)
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
Most plans include
Some plans also include:
Lower out-of-pocket costs
(also known as Part C)
• Medicare Advantage is an “all in one”
alternative to Original Medicare. These
“bundled” plans include Part A, Part B,
and usually Part D.
• Some plans may have lower out-of-pocket
costs than Original Medicare.
• Some plans offer extra benefits that
Original Medicare doesn’t cover — like
vision, hearing, or dental.
We examine what Insurance companies and Medicare are doing to stay relevant and competitive in this fast-paced world, and which ones are doing it best. We then strategize using smart tools and global resources in order to understand the implications of every choice our clients can make.
Get in touch to learn more about how this service can help you.
Call For more info: (815) 255-9856
*Household discounts and their requirements vary by state. To see if you meet the specific requirements for your state, click ‘Apply Now’, and one of our licensed agents will contact you with more information.
DO NOT CANCEL ANY HEALTH INSURANCE COVERAGE YOU CURRENTLY HAVE OR DECLINE COBRA BENEFITS UNTIL YOU RECEIVE AN APPROVAL LETTER AND INSURANCE POLICY (ALSO KNOWN AS AN INSURANCE CONTRACT OR CERTIFICATE) FROM THE INSURANCE COMPANY YOU SELECTED. MAKE SURE YOU UNDERSTAND AND AGREE WITH THE TERMS OF THE INSURANCE POLICY. PAY SPECIAL ATTENTION TO THE EFFECTIVE DATE, PREMIUM AMOUNT, WAITING PERIOD, BENEFITS, LIMITATIONS, EXCLUSIONS, AND RIDERS.
The quotes or rates shown above are estimates only. Your premium may be subject to change based on your medical history (pursuant to state law of residence), the underwriting practices of the insurance company, the optional benefits you selected, if any, and other relevant factors, such as changes in rates which take effect before your requested effective date. The insurance company always determines your actual premium. Insurance companies reserve the right to change the terms of a policy upon proper notification.
The Monthly Cost amounts shown may be subject to change on an annual basis.
For the latest rating, access
Not connected with or endorsed by the U.S. Government or the federal Medicare program.
This is a solicitation of insurance. A licensed insurance agent/producer may contact you.
THESE PLANS HAVE ELIGIBILITY REQUIREMENTS, EXCLUSIONS AND LIMITATIONS. FOR COSTS AND COMPLETE DETAILS (INCLUDING OUTLINES OF COVERAGE), CALL A LICENSED INSURANCE AGENT/PRODUCER AT THE TOLL-FREE NUMBER SHOWN.